Poland CASP License: MiCA Regulation (EU Framework)

The year 2026 has brought a new era of clarity for the European digital asset market. Poland has emerged as a top-tier destination for businesses seeking a Poland CASP license, which is essential for operating legally in the EU market. This authorisation allows companies to operate across the entire European Union with a single permit. It provides the legal certainty needed to build long-term trust with both customers and traditional financial institutions.

Poland aims to implement the MiCA Regulations through the proposed Crypto Asset Market Act, which will establish a new licensing framework for crypto businesses.

MiCA compliance is now a key requirement for businesses seeking to operate across the EU market, ensuring adherence to unified crypto regulations. The CASP license allows companies to provide crypto services across all EU member states due to the passporting rights established by MiCA.

Quick Facts: CASP License in Poland

Note: The CASP license will be mandatory for all crypto service providers in Poland starting from 2025. The MiCA regulation comes into effect on December 30, 2024. Companies currently registered as VASPs must be reauthorised as CASPs under the new regulations.

Are you ready to scale your crypto business across the world’s largest integrated market? Navigating the transition from old national rules to the new European framework requires a partner who understands the local nuances in Poland. LegalBison provides a turnkey solution that handles everything from company formation to final license approval. Our experts ensure your application meets the high standards of the Polish regulator on the first attempt.

Experts in fintech and crypto licensing worldwide.

Aaron Glauberman specializes in crypto and FinTech licensing, MiCA and PSD2 frameworks, and cross-border corporate structuring.

As a result of the fruitful cooperation with LegalBison, Yellow Card obtained a VASP registration, fast and without any legal complications.

Quick set-up and straightforward process. It was a smooth process, we are happy to have chosen LegalBison as our Partner for incorporations, globally.

LegalBison helped us navigate a space that’s often uncertain and complex, which gave us the confidence to move forward with our project.

Before applying for the CASP license in Poland, it is crucial that you understand the requirements. You must meet each of the following conditions and stick to a streamlined procedure to obtain your Polish CASP permit. LegalBison’s assistance will increase your chances of getting licensed on the first try.

See also: our Guide to MiCA Compliance

Corporate Entity

You must establish a local Polish company, typically a Limited Liability Company known as a sp. z o.o. Only entities registered in Poland are eligible to apply for a CASP license. The company must have its registered office and its place of effective management within Poland. This means your core business decisions should be made locally.

Share Capital

The capital requirement depends on the services you intend to provide. For advisory and order transmission, you need 50,000 EUR. For custody and exchange services, the requirement is 125,000 EUR. If you wish to operate a full trading platform, you must have 150,000 EUR. This capital must be fully paid in and maintained at all times.

Local Presence

You are required to have a physical office in Poland where company records are kept. At least one member of the management board must be a resident of the European Union. Furthermore, you must employ local staff to handle key functions such as AML compliance and internal audit.

Fit-and-Proper & Documentation

All directors and shareholders with a stake of 10% or more must pass a background check. This includes providing a clean criminal record from their home country and a detailed CV. You must also submit a three-year business plan and comprehensive internal policies. These documents must cover everything from client asset protection to market abuse prevention.

Other Requirements

There is no requirement to have held a prior crypto license in another jurisdiction. However, you must implement the Travel Rule for all crypto transfers as per current EU standards. You must also prove that your IT systems are resilient against cyber threats as required by the Digital Operational Resilience Act.

LegalBison is here to help you navigate through all the incorporation and licensing requirements with ease. By breaking down the process into manageable steps, we make sure that not a single compliance condition is overlooked.

LegalBison facilitates the process of obtaining the Polish CASP license by a mile. Our consultants guide you through each step with ease and deal with all the legal work on your behalf. The whole procedure can be broken down into 4 comprehensive steps.

Preparation & Company Formation

In this first stage, we incorporate your Polish legal entity and register it with the National Court Register. We also assist in opening the local bank account needed for the share capital deposit.

2-4 weeks

Application Submission

Our legal team drafts the full application dossier, including all AML and operational policies. We then submit the complete package to the KNF and pay the required administrative fees.

1-2 months

Regulatory Review

The KNF reviews the application for completeness and substantive quality. During this period, the regulator may request additional information or invite the management board for interviews.

3-5 months

License Issuance

Once the regulatory authorities are satisfied, they issue the official decision granting the CASP license. Your company is then added to the interim MiCA ESMA register of authorised providers.

1-2 weeks

The fee of approximately 4,500 EUR is a one-time payment you have to make to the KNF at the time of submission. You must also account for the required share capital, which ranges from 50,000 EUR to 150,000 EUR depending on your service class. This capital remains with your company and is used for its operations.

Professional service fees vary based on the complexity of your business model and the number of services you wish to license. Please contact us for a tailored quote, as our service packages start from competitive rates for new startups.

Additionally, CASPs must pay an annual contribution to cover the costs of crypto-asset market oversight. This annual supervisory fee is based on the average value of crypto-asset service revenues over the last three fiscal years and is typically a small percentage of your annual revenue, often around 0,4 per cent. These costs are associated with providing such services.

One common mistake is believing that the process only takes a few weeks. In the reality of 2026, a high-quality application takes months to prepare and review.

Another misconception is that you can run the company entirely from outside the EU. The KNF strictly enforces the requirement for local management and a physical office.

Finally, some think that a simple AML registration is enough. That era has ended, and only a full CASP license allows for legal operations today.

At the same time, VASP companies that were registered before December 30, 2024, benefit from a grandfathering clause allowing them to operate under the old rules until July 1, 2026, or until they are granted or refused a MiCA license.

Request a free consultation

Having helped over a hundred clients obtain their crypto licenses across the EU and the world, the LegalBison team knows the ins and outs of regulatory compliance. When it comes to Poland, we understand exactly what the KNF looks for in a business plan and how to structure your internal policies to avoid delays. Our deep roots in the Polish market allow us to handle the bureaucracy while you focus on building your product. We maintain a high success rate by ensuring every detail is perfect before submission.

Are you ready to secure your future in the European crypto market? Contact our experts to review your business model and provide a clear roadmap for your licensing journey.