Anjouan Insurance License
The Anjouan Insurance License covers a wide scope of insurance-related activities and is generally perceived by entrepreneurs as an optimal, low-cost choice for accelerated market entry. As of 2026, this license is not officially recognised by the Union of Comoros government. Before pursuing the license, inquire with the LegalBison legal team for information on its current status and possible alternatives.
What an Anjouan International Insurance License provides you
At the moment, Anjouan insurance licenses are still employed in practice, but the recognition of the framework is restricted by the Union. This can cause significant legal exposure for your project, which is why we highly recommend consulting our experts personally before pursuing the insurance license in Anjouan.
Categories of Coverage
An international insurance license covers several specialized areas:
- Life and Health: Coverage for personal medical and life-contingency risks.
- Reinsurance: Providing risk management services to other insurance providers.
- Captive Insurance: Managed internal structures for the risk profiles of parent organizations.
- Marine and Aviation: Protection for goods in transit and the operation of aircraft or vessels.
- Liability and Specialty Risks: Professional liability, corporate risk management, and property protection.
- Brokerage: Acting as a registered intermediary between providers and clients.
Corporate and Tax Structure
Multi-License Framework
A single corporate entity in Anjouan has the capacity to hold multiple authorizations simultaneously. This structure allows for the combination of insurance services with other financial activities, such as:
- Cryptocurrency and virtual asset services.
- Online gambling and sports wagering.
- Forex brokerage or banking operations.
Using one entity for multiple licenses can streamline administrative costs, such as initial company formation and the maintenance of core corporate records.
Compliance Standards
License holders must implement internal policies regarding financial crime prevention. This typically includes:
- Standard Know Your Customer (KYC) procedures.
- Customer due diligence protocols.
- Alignment with international best practices suggested by global financial monitoring bodies to ensure easier cooperation with international banking partners.
An international insurance license covers several specialized areas:
- Life and Health: Coverage for personal medical and life-contingency risks.
- Reinsurance: Providing risk management services to other insurance providers.
- Captive Insurance: Managed internal structures for the risk profiles of parent organizations.
- Marine and Aviation: Protection for goods in transit and the operation of aircraft or vessels.
- Liability and Specialty Risks: Professional liability, corporate risk management, and property protection.
- Brokerage: Acting as a registered intermediary between providers and clients.
A single corporate entity in Anjouan has the capacity to hold multiple authorizations simultaneously. This structure allows for the combination of insurance services with other financial activities, such as:
- Cryptocurrency and virtual asset services.
- Online gambling and sports wagering.
- Forex brokerage or banking operations.
Using one entity for multiple licenses can streamline administrative costs, such as initial company formation and the maintenance of core corporate records.
License holders must implement internal policies regarding financial crime prevention. This typically includes:
- Standard Know Your Customer (KYC) procedures.
- Customer due diligence protocols.
- Alignment with international best practices suggested by global financial monitoring bodies to ensure easier cooperation with international banking partners.
Legal assistance in forming an Anjouan International company: our packages
| Compare plans | |||
|---|---|---|---|
| Company registration in Anjouan (IBC) | Included | Included | Included |
| Legal address registration | Included | Included | Included |
| Set of corporate documents | Included | Included | Included |
| Assistance with the Anjouan International Insurance License | Included | Included | Included |
| Drafted AML-CFT policies and procedures | Not included | Included | Included |
| Legal documents package for your website | Not included | Included | Included |
| Assistance in searching and appointing a compliance officer | Not included | Not included | Included |
| EU-based AML course for up to three participants | Not included | Not included | Included |
Process, duration, cost and requirements of an insurance license in Anjouan
Below are detailed answers on the process, duration, cost and requirements of an insurance license in Anjouan. In just a few weeks and with LegalBison’s assistance, your insurance company can be up and running.
The Process to Form an Insurance Company in Anjouan
The process of getting an insurance license in Anjouan is simple and straightforward. It requires first registering a company in Anjouan in the form of an International Business Company (IBC). Once your Anjouan company is set up, the application process for the insurance license can begin. As the necessary legal documents are drafted by our legal team, the screening process from the Anjouan is short and last a business week or less.
As the company is registered and the insurance license has been granted, LegalBison can pursue assistance with services pertaining to opening a corporate account for your insurance business.
How Long Does It Take to Get an Insurance License in Anjouan
The procedures in Anjouan are usually very fast. What entrepreneurs must keep into consideration is the time necessary to gather and prepare the documents pertaining to the corporate structure and licensing process.
Experience shows that 3 to 5 weeks is a realistic timeline for forming an insurance licensed company in Anjouan. This equates the Minimum Package presented into the package section above.
Price and Cost of an Anjouan International Insurance License
Entrepreneurs willing to create an insurance business licensed in Anjouan should expect complete costs in the five figures. The cost of creating an insurance company in Anjouan covers the registration of a company and everything necessary to apply for the international insurance license.
Insurance companies registered in Anjouan are liable to renew their license and, if necessary, corporate services such as the company legal address in the jurisdiction. The license renewal incurs an annual fee, to be paid from January 1st of each year.
Required Documents and Information to Form an Anjouan Insurance Company
In order to properly prepare the application for an insurance license in Anjouan, you shall prepare the following set of documents:
- A full set of corporate documents,
- Passports, utility bills, and bank statements for Directors and Shareholders,
- Drafting of AML/Compliance policies,
- A description of the technical infrastructure and processes used to deliver insurance services.
LegalBison can assist you with the drafting and provision of high quality legal and corporate documents.
Recent Updates on Anjouan's Regulatory Framework for Insurance Licensing
According to the latest legal memorandum and regular internal compliance research by LegalBison lawyers, Anjouan’s autonomous administration does not hold sufficient authority to license and oversee financial, crypto, or iGaming activities independently. While the Anjouan-issued licenses are not officially recognised by the Union government, they continue to be used in practice, which does not provide legitimacy and can incur significant legal risks.
We strongly recommend entrepreneurs interested in Anjouan licensing to refer to the LegalBison team for detailed consultations and professional advice as to the current legal status of this authorisation.
The process of getting an insurance license in Anjouan is simple and straightforward. It requires first registering a company in Anjouan in the form of an International Business Company (IBC). Once your Anjouan company is set up, the application process for the insurance license can begin. As the necessary legal documents are drafted by our legal team, the screening process from the Anjouan is short and last a business week or less.
As the company is registered and the insurance license has been granted, LegalBison can pursue assistance with services pertaining to opening a corporate account for your insurance business.
The procedures in Anjouan are usually very fast. What entrepreneurs must keep into consideration is the time necessary to gather and prepare the documents pertaining to the corporate structure and licensing process.
Experience shows that 3 to 5 weeks is a realistic timeline for forming an insurance licensed company in Anjouan. This equates the Minimum Package presented into the package section above.
Entrepreneurs willing to create an insurance business licensed in Anjouan should expect complete costs in the five figures. The cost of creating an insurance company in Anjouan covers the registration of a company and everything necessary to apply for the international insurance license.
Insurance companies registered in Anjouan are liable to renew their license and, if necessary, corporate services such as the company legal address in the jurisdiction. The license renewal incurs an annual fee, to be paid from January 1st of each year.
In order to properly prepare the application for an insurance license in Anjouan, you shall prepare the following set of documents:
- A full set of corporate documents,
- Passports, utility bills, and bank statements for Directors and Shareholders,
- Drafting of AML/Compliance policies,
- A description of the technical infrastructure and processes used to deliver insurance services.
LegalBison can assist you with the drafting and provision of high quality legal and corporate documents.
According to the latest legal memorandum and regular internal compliance research by LegalBison lawyers, Anjouan’s autonomous administration does not hold sufficient authority to license and oversee financial, crypto, or iGaming activities independently. While the Anjouan-issued licenses are not officially recognised by the Union government, they continue to be used in practice, which does not provide legitimacy and can incur significant legal risks.
We strongly recommend entrepreneurs interested in Anjouan licensing to refer to the LegalBison team for detailed consultations and professional advice as to the current legal status of this authorisation.
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Consulting Team
Our team of experienced professionals to assist you with any question and project pertaining to FinTech projects.
Phone +44 20 4577 0974

Amar Dzain
Consulting Manager
Consulting Manager, who guides founders and operators through company formation, VASP licensing, and cross-border corporate structuring across Asia-Pacific markets and beyond.
Phone +44 20 4577 0974